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The Courage to Grow in a Noisy Market

Thank you for coming out!

David A Szafranski signing a copy of his book The Sin of Retirement

Thank you to everyone who has read or shared The Sin of Retirement. The book launch, especially the recent signing, reminded me that what we’re doing is more than managing money. It’s about helping people live with meaning, not just margin.


Some of you reading this are clients, while others are just curious. Either way, welcome. This blog isn't about selling something. It's about reclaiming what retirement was meant to be: a time of contribution, not withdrawal.

Fourth Quarter Opportunities

As we close out 2025, I am more convinced than ever that the best way to manage money is with purpose and courage. The Federal Reserve is signaling a shift to lower rates. Historically, that kind of pivot creates room for growth, and we’re leaning in.


Our approach remains simple: avoid managing money out of fear. Fear kills growth. We’re putting capital to work, seeking opportunity, and staying focused on long-term results. This isn’t theory, it’s a daily discipline.


Inflation, meanwhile, isn’t falling as fast as many had hoped. That’s because the problem isn’t just prices; it’s structural wage inflation and productivity gaps. Rate cuts may help, but what we need as a country is a renewed focus on efficiency and innovation.


Some of our early investments are now yielding substantial gains. That’s the value of consistency. It's how we get financial growth in a noisy market.

Work has begun on the Jungle Base school. The building will provide k- 12 , vocational and ministry education.
Children in a village in near Maues, Amazonas proudly show off their craft.

Brazil Missions in 2026


Looking ahead, our next mission trip to the Amazon is scheduled for March 2026. We’ll be building a school and vocational center, creating lasting opportunity and infrastructure for a region that needs it most. You can learn more at www.nativosusa.org.


Square cover of the audiobook The Sin of Retirement, by David A Szafranski.
Listen to The Sin of Retirement Audiobook

Lastly, if you haven’t listened yet, The Sin of Retirement audiobook is now available on Spotify and Amazon. Give it a listen. Share it with someone who needs a reminder that their purpose didn’t retire.










Until next time, stay grounded, stay invested, and keep growing.


In Purpose,


David A. Szafranski

Edgewater Investment Group




 
 
 
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